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When you need to put together some quick cash you should look for reliable companies that have been around for a long time. That's exactly what you get when you work with Cash King Co. We have been in business since 2007 helping hard working people get approved for small loans.

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What is annual percentage rate?
Annual percentage rate, APR is the total interest you pay in a year for a loan. It expresses the costs you incur for borrowing money. It is the annual rate of interest an individual pays for collecting loan. APR can sometimes be expressed as effective annual percentage rate or nominal annual percentage rate. The financial obligation in these two terms comes with a little difference. Effective APR comprises of the fee plus compound interest rate. Nominal APR is just the simple interest rate across a year.

 

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APR is the simple summary of what your car loan, mortgage, credit card or any other personal loan is going to charge you. APR expressed in percentage is often presented in company of some fees and charges incurred during the processing of the loan. Some of the costs that may be added to your APR are under listed below:

 

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Underwriting fees: for every loan, the person who reviews your loan application and is responsible for deciding whether you get the loan or not is the underwriter.
• Document fees: the cost of drawing up all the loan documents which you will sign to seal the loan agreement.
• Appraisal fees: this is usually associated with mortgage loans. Appraisal fee is the cost you will be charged for the property valuation.
• Processing fees: lending institutions who doesn’t want to give a total breakdown of every charges may rolled it up as processing fees. It will be wise to know all the details contained in this rolled up fees.

 

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