$300 Loans

If I need a small $300 loan, what are my options? Read below to learn more about the types of $300 loans available to you. Where you live could be a determining factor.

$300 Personal Loans

A personal loan is similar to a cash advance but usually give you a longer time frame to repay the loan. They still have higher interest rates but some lenders will check your credit score and if you have good credit you may be able to get a low interest rate. Most personal loans for $300 will come with a fee around $20 per $100 borrowed. This is just a rule of thumb number. Usually a $300 loan is reasonably easy to come by and you should be able to get approved without too much trouble. It is all unique to your personal situation of course.

Should You Apply for a $300 Installment Loan or $300 Payday Loan?

If you need to borrow money, $300 payday loans are usually a bit easier to qualify for than a $300 installment loan but also tend to carry a bit higher interest rate and will likely be due on your next payday. The installment loan option could give you a bit more time and possibly a lower rate. This is all determined by the lenders so make sure to do you homework. Funds are usually sent direct deposit to your bank account.

300-loan

How Much Interest Will I be Charged?

The fee on a $300 loan is likely to be anywhere from $10 - $100 for the money you borrow. Is this a good deal? That is certainly up to you to decide. And remember that you can shop around and find the best deal before committing to any personal or payday loans.

Things to Keep in Mind:

Reasons to borrow $300 that were not in your budget

Whether you decide a $300 installment loan or another type of short term loan, there are nearly endless possibilities that you can use the money for. It is not a large amount of money but if you are short that much then it is a big deal to your and that makes it a big deal, period. Here are some top reasons people need to borrow $300.

Apply Here - $300 Personal Loans

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What do you need the 300 loan for? This will determine the type of loan you should request.

Example of a $300 Installment Loan
This is purely an example. No guarantees you will receive a loan offer similar to this one.

Loan Amount: $300
Loan Interest: 48%
Loan Duration: 4 Months

Monthly Payment: $83 

DateInterestPrincipalBalance
Jan, 2019 $12 $71 $229
Feb, 2019 $9 $73 $156
Mar, 2019 $6 $76 $79
Apr, 2019 $3 $79 $0
2019 $31 $300 $0

Total Amount Paid: $331
Interest Paid: $31 

How Long do I Have to Repay the Borrowed Sum?

All loan terms will be clearly disclosed in any loan contract you receive. A typical loan duration is from 30 days to 9 months. Take the time to read it carefully and make an informed decision. Review the annual percentage rate (APR), sum of the loan, duration of the loan in months, and amount of the monthly payments. Also be aware of any addition fees added to the loan that are not interest charged.

Cash King Co has a network of lenders and may be able to help you get approved in just minutes. If you are interested in a $300 installment loan, also known as a $300 signature loan, complete our application and you will know almost instantly if you have been approved.

Related: $100 Loan Fast

Cash King Co is not a lender. All terms are between you and the direct lender. Must be 18 to apply. Read all loan documents carefully before committing.

When You Need a $300 Loan Fast

Cash King Co
202 N 9th Street
Boise, ID 83702
info@cashkingco.com