Loan Conway WA 98238 | Lender Guide

Refinance your mortgage

If you can reduce your interest rate by one percent or more it makes sense to seek a refinance. This is particularly true mortgage rates that are higher due to less than wonderful credit scores upon home purchase. If you have worked to improve your credit score, you may qualify for a better interest rate on your home loan. Begin by asking your current mortgage lender about lower rates. If they are unable to help, there are many companies that may entertain your questions.

Turn Off the Air Conditioning:

If the weather is mild, open windows and use fans to regulate the temperature of your home. AC units are another type of power-hungry appliance and should be used sparingly to save money.

Loan guide for Conway WA - No Credit Check Required

Utilize customer reward programs

Having a rewards card for the places you shop most not only save you money at the checkout when you scan your card, you'll often also net coupons and discounts in your mailbox. To maximize these programs make sure you coupons and discounts. Another good idea is to use rewards programs that provide points based on purchases when used at a wide range of stores to maximize your reward potential.

Install a digital/programmable thermostat and use program settings

Programmable thermostats help to regulate temperature in your house according to schedules you set that meet your needs. When you are not home you can set your thermostat to a lower temperature to save energy. Set it to warm up the house approximately an hour before you get home so you arrive to a comfortable atmosphere. Programmable thermostats can easily help you save energy on your monthly energy bill for a very minimal initial cost, and once the programs are set by you, the only maintenance required are infrequent battery changes.

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Conway WA

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